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Dental Insurance
Covers the cost of preventative, basic and various restorative work on your teeth.  However, let the buyer beware….read the policy carefully.  Most standard plans do not cover orthodontia.  Also, most plans have an annual benefit maximum of $ 1,000 or $ 1,500 dollars, not a great amount if you are having any substantial work done.  Nonetheless, this can be a valuable benefit for groups that fit a certain profile.  Further, it is usually a good indicator that the employer feels strongly about offering a comprehensive benefits package.